她也认为，我对外公外婆不够热络。毕竟，我曾在无数个周末享受他们的照料，理应感恩。
因此，定价权正在从精算表迁移到代码、流程与证据链。当精算师开始查阅代码库，当理赔员开始要求红队报告，保险公司就不再只是资本的避风港，而会成为算法世界的守门人。
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w = csv.DictWriter(
But look at what's happening now. Someone needs information, they open ChatGPT or Claude or Perplexity, they ask a question in natural language, they receive a comprehensive answer immediately with sources cited. No clicking through multiple websites. No comparing different perspectives. No scanning search results pages. The AI synthesizes information and delivers a direct answer, fundamentally changing the discovery process.